A hassle free home loan journey with us

Owning a home brings a sense of pride and satisfaction to the homeowners, and we understand that it is their most valuable asset. A home gives you security and happiness. It allows you to create joyful memories. You can even experience this feeling with some planning for which we have the resources to make your dreams come true. The best part is that you do not have to go anywhere. We will help you choose the ideal property and get your home loan sanctioned as well.

Our comprehensive home loan schemes will thrill you:

We understand that, at times, getting a home loan to buy a new property can be a daunting task. It can make the property buying process overwhelming. To make this process simple and easy for our clients, we have come up with comprehensive home loans that make the entire journey of getting a home loan streamlined. There are different types of home loans that can put you in a dilemma about which one is best for you in the long term. Looking at your property investment goals, our experienced property experts will help you choose a loan that fits your needs.

Make your home buying journey easy with us:

Yes, you don’t have to go anywhere for a home loan as we are here to help you with the entire process of getting a home loan and make it hassle free. If you have been planning to buy a new home for quite some time now, then this is an appropriate time and place to make your dreams come true. Collecting sufficient funds to buy a home may take time, but you don’t have to wait that long. Take a break and enjoy the benefits of owning your own property.

The interest rate may seem high, but this will increase in the near future as well. So, allow us to help you on the home buying journey. We have the best home loans that you can opt for and fulfill your dream of buying a new home. We have tie-ups with the best banks, and you can get a home loan at a suitable interest rate that will match your current financial needs. You can also enjoy many tax benefits as a first time home buyer.

Choose to take a step closer to your new home. We will help you get your loan application approved. Call us today and you could be the homeowner of a beautiful home too.

DOCUMENTS REQUIRED FOR HOME LOAN

Documents Salaried Self Employed Professional Self Employed Non Professional Application form with photograph duly signed Identity, residence & age proof: PAN Card, Passport, Aadhaar Card & Voter’s ID Last 6 months bank statement of salary A/C Not Required Not Required Last 3 months Salary-slips Not Required Not Required Processing fee cheque 2 Years Form 16 / Income Tax Returns with Computations Proof of business existence Not Required Business profile Not Required Not Required Education qualification certificate and proof of business existence Not Required Not Required Proof of business existence Not Required 1 years bank statements of all A/C Not Required Last 3 years Income Tax Returns with computation of Income Not Required Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account Not Required



Balance Transfer

Balance Transfer as the name suggests is transferring your existing loan from one institution to another. We keep you informed on the rate you are paying and the best rate available in the market. This is to ensure that our borrower isn’t paying at extra interest. Why does a borrower transfer the loan? Better rate of Interest: This is the primary reason for a borrower to opt for a balance transfer of its existing loan. With ‘NIL’ foreclosure charges on all home loans it is economically viable for a borrower to transfer the loan with little effort of completing the documentation. Top-up Loan: Second biggest reason for balance transfer is requirement of additional funds over and above the existing loan. With few banks offering Top-up loans at home loan rates, it becomes a very attractive option. Benefits of a balance transfer: Lower rate: Transferring a loan to a lower rate can result in huge savings for the borrower You can use our balance transfer calculator to check the amount of money you save before you opt for a balance transfer. No Cost: As be the government directive, no institution can charge a fore closure fees on a loan running on a variable rate. Hence, the cost for a borrower on a balance transfer loan is “NIL” Top-up at Home loan rates: A lot of banks offer a Top-up loan when you transfer your existing loan with them.The top-up loan by most banks is offered at the same rate that of a home loan. You can check our page on “Balance transfer with Top-up Loan” for further details. Documentation Required for Balance Transfer: Apart from the list of documents mentioned under our documentation link, following additional documents are required in a BT case:

• List of documents mortgaged from current lender.
• Fore-closure letter from current lender.
• Statement of account from current lender.
• Complete set of property documents.